Products and Services

**Banking:**
* Rates
* Accounts
* Retirement Services
* Financial Services
* Resources
* Institutional Services
* FDIC Insurance

**Home Loans:**
* Reverse Mortgage

**Mortgage Broker Division/ Mortgage Banker Division:**
* Warehouse Lending

**Home Builders:**
* Subdivision Construction Loans

**REO:**
* REO System
* Real Estate for Sale

**Indymac Commercial Lending:**
**Investors**
* Shareholders
* Corporate Governance
* Direct Stock Purchase Plan
* MBS/ABS Investor Website

About Indymac Bank

Indymac Bank, operating as a hybrid thrift/mortgage banker, provides fair and competitive home financing products. All of the assets and operations of Indymac are held or conducted within the federally-insured, thrift depository institution, Indymac Bank, whose primary funding consists of bank deposits, Federal Home Loan Bank advances, long term debt and equity. Indymac Bank?s home mortgage products consist primarily of single family, first lien mortgages, 90% of which are saleable to the GSEs (Fannie Mae, Freddie Mac, or Ginnie Mae) today. In addition, Indymac offers jumbo, full-documentation home loans (loans that exceed the current GSE loan size limits) and home equity lines of credit to prime credit quality borrowers. The prime home equity loans are subject to a maximum 90% CLTV. Indymac does not offer any sub prime loans which are not saleable to the GSEs. Indymac Bank also provides FDIC-insured retail banking products to facilitate consumers' personal financial goals.